Can I use my friend's car if i am not added to his insurance in Mn?

I have a friend who has an extra car. he let me drive the car. He has a liability-coverage on the car and I don't have any car insurance before. Is it okay to drive? Liability insurance comes with cars or drivers?

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My brother took my car while I was at a BBQ, He was slightly intoxicated and had his 8 year old daughter in the back seat, He ended up hitting a parked truck on the road, less than a half mile from my house. My whole right side of my car is gone, My mirror, antenna, side columns, head light, right side of my bumper, and my A frame of my SUV is broken, I couldn't drive it as if i tried my right tire would of popped off. I had to get it towed. My SUV is a 2006 Jeep liberty. I don't have insurance on it right now, although I had an insurance card before i got it canceled, which state's I'm still covered until October 3rd. (which i showed the cop) My dad thinks that my car will just be totaled. I owe more than $12,000 on this car. The truck he hit also has severe damage to the back left tail light and broken his A frame in the back as well. The cops were called and luckily the cop that came was really nice and waited for me to get to the scene. He cited my brother for failure to control and my brother got really lucky he didn't get a ride to the police station. My brother just got a DUI less than 2 weeks ago. My dad said that the money for my car and the guy's truck to be fixed is going to come out of my pocket. I am only 19 I do not want to be in debt, this was my first car. I'm pissed at my brother and he has decided he is not going to go to court and he's going to run so it's all going to be my responsibility since my brother is a dummy. What do I do? Do i call and get my insurance reinstated and hope they cover it or do i just pay it out of my pocket? I didn't have insurance on that car as I have not been driving it since i just moved back to Ohio from Arizona 3 months ago. Honest answers PLEASE! I'm in over my head.

Dental Insurances in California...?

I live in California. What is the difference between HMO vs PPO? Meaning there cost and coverage. I know that HMO has a very small selection of Dentists and PPO means you can pick from a larger selection, but I am asking about costy and coverage. I am in need of either Dentures, Bridge work, and eventually Dental Implants badly. 2 emergency dentists that I have seen have mentioned something about... if I have a PPO then they will cover everything, but when I ask them to explain, they tell me to look it up because they don't have time to explain it to me. I have tried to look it up, but I can't seem to figure out what they are talking about. What did the dentist mean by... they will cover everything? As in I will not have to pay anything out of pocket? One dentist even said that if I have a PPO then he can do the work while I wait for the insurance to start, pay him directly, then he will give me back my money when the insurance pays him. But what does that mean? All the PPO and HMO plans I see say that I would still have to pay 50% of the cost. I am unemployed so money is a huge problem, but with my current problems with my teeth, I can not go on interviews. What is the best Dental Insurance in California I can get to cover the most of the expenses of the work I need done??? Free clinics have a 1-2 year waiting list and won't handle problems like mine. Please help!!!

Car insurance question?

I'm from the UK, 22 year old man. Passed my driving test in November, looking to buy my first car. For the cheapest 2 insurance bands, how much a year could I expect to pay for insurance? ball-park figure obv. also, can you give me examples of the sort of cars I'd be able to get insured for?

Isn't Ameriplan Insurance The Same Scam as Obama Care/Affordable Health?

All They did was Steal Other people's Identifying Information and the Insurance once called Ameriplan, never netted any gains for the holders of those plans. Just Wondering?

In the state of New Jersey,how long does it take to get caught driving with no car insurance?

My insurance lapse a month ago today.I am waiting on my workers comp settlement from a job related injury.Is there a way that cops can detect that my insurance has lapsed other than an accident?I have and legit insurance card till June,and registration.Can they suspend my registration?if so is there a warning?I will try to stay off the road till next month but i need to make my Dr.appointments etc.

NEED CAR INSURENCE ADVISE!!?

I got a quote on a Citron c2 it's. A 1.1lt and. The quote I got was 3rd party under my dad insurance my best quote was 6000 and that was direct to Adrian flux so I need advise ...show more

What happens when the car has insurance but the driver isn't in the insurance and hits another car?

Will the insurance still pay? It seems as they do not want to.

In dire need for cheap car insurance!?

So, I have recently passed my driving test and purchased a new car ('03 Renault Clio) and therefore need to insure it. This is where the problem lies. I have checked multiple compare sites, insurance sites, phoned them, asked my friends who they had their insurance under blah blah blah. The lowest quote I have had was 4000!! This extortionate amount is even with my pass plus certificate, saying I keep the car in a garage and having a low annual mileage (up to 6000). I really need some help here! If the car isn't insured for any time longer, and is just sitting in the garage I think im going to murder someone! Any good companies out there???????? Thanks a lot :)

Car Insurance????

I just turnt twenty..and I was wondering if anyone could tell me where to get cheap car insurance for young drivers as I hear its pretty expensive these days...I want to purchase a 1.7 Ford Puma 2000 or 2002..Thanks

How much would my car insurance be?

I'm looking to buy another car. I would really like a BMW or a VW, years like 1996 to 2004. I'm thinking like a 3 series BMW or a passat or jetta. I know these are typically nicer cars thus insurance would be higher, though some people claim they're cheaper because they're more safe. Anyway, how high are we talking here? I don't need an exact number but a decent estimate would really help so I don't buy a nice car and find out I can't afford the insurance. I'm an 18 year old guy, I have NO tickets of any sort, no accidents, I commute about 20 miles to college, iv been licensed for over a year, I took drivers education. I'm under my own name not my parents so my insurance is astronomical cause I'm an 18 year old guy. Please help.

What does a full coverage insurance cover?

If my car was in an accident and i have a full coverage insurance plan what exactly does the insurance cover? The car was totalled and can no longer be used.

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California?

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California? I will have insurance on Monday when i go to take care of the ticket and hopefully just have it signed off. I was told by the ticketing officer that it was a fix-it ticket. So, will current insurance and the $25 fee be all i will owe, or are there any other fines or fees i should expect?

How much wil I have to pay the first time wen I go set up my car insurance?

Ima buy a used car this week for about 2 thousand. Nd I wanna go put insurance on it but how much will I have to pay wen I go.

I'm looking for the lowest car insurance I can find?

nationwide offered me 200/monthly liability allstate 123.00/month esurance 89/month Any idea if I can find the next lower one?

Im 16 and need car title and insurance advise?

I was wondering if it would be better to put my car in my name or my parents name. I have a 1998 toyota corolla and I was also wondering about a rough estimate for a new 16 yr old drivers insurance rates

Car insurance for teens !! Help?

So I live in Benton Louisiana and I'm 15. I'm about to turn 16 and my mon said that she won't let me drive or get me a car because insurance is expensive. How much is insurance for 16 year olds?! It just really makes me mad because at first she was all for it and said that she would get me a car since she ruined my 15th birthday. Now, she just let my hopes down once again. That's why I want to know like about how much is car insurance for teens. Thank you!!

Does one single speeding ticket raise auto insurance rates?

hey guys so probably 2 months ago I got my first speeding ticket whilst on the way to the movie theaters at college because my stupid friends wanted to make the 9:30 showing of Evil Dead. Needless to say it was still my fault getting pulled over in the end. The cop did however tell me that there would be no points on my record since it was my first ever offense and basically it was just a $92.00 fine that I paid the next day. I am a very cautious driver and have not had any trouble with the law regarding my driving except for that one mishap. Does getting this one single ticket raise my insurance rates? We are looking to switch insurances so will our rates be higher because of this stupid mistake of mine?

How strict is Humana health insurance with pre-existing conditions?

I've had acne since my teens but it's really been bothering me lately psychologically and hurting alot when trying to sleep on my back from cysts. Also sometimes minor acne on my face has been causing permanent scars. I want to go to the dermatologist and see if I can get accutane, but I just got my health insurance beginning of the year and had no creditable coverage before that. According to their written policy, I might not be eligible since I actually went to the doctor and got antibiotics for acne less than 24 months before enrollment in the health plan. I would like to say that the condition manifested itself in the past month psychologically which caused me to seek out accutane, which is true. Should I even mention my past diagnosis can they check it somehow? I really don't want to pay $3000 out of pocket for accutane, but I feel I really need to do this now for my own well being. What should I say to the doctor, how much will they investigate preexisting condition

Where's the cheapest place to get car insurance?

I'm a new Driver, passed nov 2010, i'm 27 and female... wanted to know if anyone could advise me on the best place to get car insurance on a KA 1.3... Tried the price comparison sites but they are all 1200+ Thanks

About how much per year would motorcycle insurance cost per year for a new 19 year old rider with a ninja 250?

i tried the geico online quote but it keeps experiences technical difficulties

Can I get money back if I cancel my car insurance?

I share a car with my mum but she doesn't allow me to use it, so I figure it would be best to cancel my insurance policy if I get some money back. I only need a car to get home from work on a Thursday night but I have asked my boss if I can do an earlier shift so I can get a bus. He is letting me know if I can do this by the end of next week but in the meantime I would just like to know if it's worth cancelling. The policy runs out in April, I live in the UK and I'm with Zurich if that helps.

Best place for cheap car insurance?

I can only think of MoneySupermarket.co.uk, which other companies do searches for the cheapest car?! Best quote ive had is 506 for a 1st car, 3years with licence, 22year old female, Ford Fiesta 2001, Fully Comphensive.... ... Wondering if I can find something better?! Or is that the best around? Cheers x

What car insurance should I get?

I am about to purchase a 1997 Volvo 850R sedan from a private individual. I am in Indiana. I have never had my own car insurance, always being on my mom's plan while in high school and college. Now that I have to set up my own plan, I have received quotes from Progressive, Esurance, Nationwide, and a few others, and everything looks and sounds pretty much the same to me. My mom has given me advice on what kind of plan to get, but I was wondering, is there a good or specific insurance company for someone like me? A male under 25 with a clean driving record and no tickets or violations? Does anyone have any good advice or horror stories from any specific car insurance company? What has worked best with you and your plan? I would like to get the insurance lined up by Tuesday or Wednesday, so any advice on where and how to go about it would be greatly appreciated.

How to make car insurance as cheap possible?

i don't even wanna pay it but if i can get a reasonable price i will pay it. its just ridicoulus how much it costs ( i got no spell check by the way)

Can I use my friend's car if i am not added to his insurance in Mn?

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